:root {
  --navy: #0f2540;
  --navy-light: #16385f;
  --gold: #b8862b;
  --bg: #f7f8fa;
  --text: #1c2833;
  --text-light: #55636f;
  --border: #dde2e7;
  --white: #ffffff;
  --danger-bg: #fff4e5;
  --danger-border: #e8b45a;
}

* { box-sizing: border-box; }
body {
  margin: 0;
  font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
  color: var(--text);
  background: var(--bg);
  line-height: 1.6;
}

.container {
  max-width: 960px;
  margin: 0 auto;
  padding-left: 20px;
  padding-right: 20px;
}

header.site-header {
  background: var(--navy);
  color: var(--white);
}
header.site-header .container {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding-top: 16px;
  padding-bottom: 16px;
  flex-wrap: wrap;
  gap: 10px;
}
.logo {
  color: var(--white);
  text-decoration: none;
  font-weight: 700;
  font-size: 1.15rem;
}
nav.site-nav a {
  color: #cfd8e3;
  text-decoration: none;
  margin-left: 18px;
  font-size: 0.92rem;
}
nav.site-nav a:hover { color: var(--white); }

.hero {
  background: var(--navy-light);
  color: var(--white);
  padding-top: 40px;
  padding-bottom: 40px;
}
.hero h1 { margin: 0 0 10px; font-size: 1.8rem; }
.hero p { margin: 0; color: #d7dfe8; max-width: 680px; }

.calc-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 10px;
  padding: 24px;
  margin-top: -30px;
  margin-bottom: 30px;
  box-shadow: 0 4px 18px rgba(15, 37, 64, 0.08);
}
.calc-card form { display: grid; gap: 14px; }
.calc-card label { font-size: 0.9rem; font-weight: 600; display: block; margin-bottom: 4px; }
.calc-card input, .calc-card select {
  width: 100%;
  padding: 10px 12px;
  border: 1px solid var(--border);
  border-radius: 6px;
  font-size: 1rem;
}
.calc-card button.submit-btn {
  background: var(--gold);
  color: var(--white);
  border: none;
  padding: 12px 20px;
  border-radius: 6px;
  font-size: 1rem;
  font-weight: 600;
  cursor: pointer;
}
.calc-card button.submit-btn:hover { background: #a3761f; }

.result-block {
  margin-top: 18px;
  padding-top: 18px;
  padding-bottom: 4px;
  border-top: 2px solid var(--border);
}
.result-total { font-size: 1.9rem; font-weight: 700; color: var(--navy); }
.result-row { display: flex; justify-content: space-between; padding: 4px 0; font-size: 0.95rem; }

.consent-row { display: flex; align-items: flex-start; gap: 8px; font-size: 0.82rem; color: var(--text-light); }
.consent-row input { width: auto; margin-top: 3px; }

section.content-section {
  padding-top: 28px;
  padding-bottom: 28px;
}
section.content-section h2 { font-size: 1.3rem; }

.faq-item { margin-bottom: 18px; }
.faq-item h3 { font-size: 1.05rem; margin-bottom: 4px; }
.faq-item p { margin: 0; color: var(--text-light); }

.sources-list a { color: var(--navy); }

.disclaimer-banner {
  background: var(--danger-bg);
  border-top: 1px solid var(--danger-border);
  border-bottom: 1px solid var(--danger-border);
  font-size: 0.82rem;
  color: #6b4a12;
}
.disclaimer-banner .container { padding-top: 10px; padding-bottom: 10px; }

.hub-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(240px, 1fr));
  gap: 14px;
  margin-top: 20px;
}
.hub-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 8px;
  padding: 16px;
  text-decoration: none;
  color: var(--text);
  display: block;
}
.hub-card:hover { border-color: var(--gold); }
.hub-card h3 { margin: 0 0 6px; font-size: 1.02rem; color: var(--navy); }
.hub-card p { margin: 0; font-size: 0.85rem; color: var(--text-light); }

/* Wide tables (statute of limitations) — always wrap in a scroll container,
   never let width:100% push the whole page into horizontal scroll. */
.table-scroll {
  overflow-x: auto;
  margin: 16px 0;
  border: 1px solid var(--border);
  border-radius: 8px;
}
table.data-table {
  width: 100%;
  border-collapse: collapse;
  min-width: 640px;
}
table.data-table th, table.data-table td {
  padding: 10px 14px;
  border-bottom: 1px solid var(--border);
  text-align: left;
  font-size: 0.9rem;
  white-space: nowrap;
}
table.data-table th { background: var(--bg); font-weight: 700; }

footer.site-footer {
  background: var(--navy);
  color: #cfd8e3;
  margin-top: 40px;
  padding-top: 30px;
  padding-bottom: 30px;
  font-size: 0.85rem;
}
footer.site-footer a { color: #cfd8e3; }
footer.site-footer .footer-links { display: flex; flex-wrap: wrap; gap: 14px; margin-bottom: 14px; }
footer.site-footer .footer-disclaimer { color: #97a5b3; max-width: 720px; }

@media (max-width: 480px) {
  .hero h1 { font-size: 1.4rem; }
  .result-total { font-size: 1.5rem; }
}